![]() Service person gifts (mail carrier, home service, personal assistant,.Gaming system / Video games / Gaming accessories.Smart home (Amazon Echo, Fire, Nest, Google).Trips for weddings, bachelor/bachelorette parties.Tax professional (CPA, online accounting firm).Sports TV subscription (like ESPN or Fox Sports).Homeowners insurance / Renters insurance.Start here if a list of 182 separate categories sounds like heaven □ Income If this list seems too intimidating, skip to the next section where I’ll simplify it for you. Sometimes, it’s helpful to start with a comprehensive list of budget categories to make sure you don’t miss any spending. ![]() Detailed List of Budget Categoriesīefore we start listing out the budget categories, we need to get all of your spending in one place. ![]() Which one of the 3 options below are you? If you have had trouble getting your budget to stick, this budgeting method will work great for you.īefore we dive in, think about your budget. Often it’s the easiest to maintain that has proven to get my clients great results. I’ll take you through both the detailed approach first, and then we’ll talk through the simple approach.Īt the end, I’ll show you my effective, yet bare minimum, 3 step budget system as a way to organize and track your spending. Looking for Family Budget Help? See your options Detailed budget categories: Groceries, Coffee shops, Breakfast, Lunch, Dinner, Drinks, Fast Food, Snacks.Simple budget categories: Groceries, Dining out.The categories you should include in your budget depends on the kind of person you are. Different systems work for different people. If you’re someone who is looking for a method that you can easily maintain, then use a simple budget and keep the budget categories to a minimum.Ĭreating a budget is not a one-size-fits-all thing. If you’re a detail-oriented person who loves spreadsheets, then get as granular as you’d like. It’s better to make progress doing anything rather than map out the perfect budget process but be so overwhelmed that it doesn’t end up geting done. The first thing to consider is what level of detail you are willing to commit do. ![]() What categories should I include in my budget?
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